CALIFORNIA'S MANUFACTURED HOME LENDER LEADER!
IMPORTANT:
MINIMUM LOAN AMOUNT OF $100,000.00.
Step #1: Make sure the home is located in California!!!!
Step #2: Make sure you currently own both the manufactured home and the land OR are purchasing both the home and land.
Land ownership must be classified as one of the following:
a. Manufactured homes on private property and
b. Manufactured homes in park communities classified as Planned Unit Developments (PUDS), Subdivisions or HUD-Approved Condominiums.
Rental parks, Leaseholds and Co-op parks do not qualify!
Step #3: Make Sure Your Home Qualifies?
Step #4: Apply Here!
Hopefully, this is your first stop in the manufactured land/home purchase or loan refinance process so you can benefit from our expertise. However, if you have already tried to purchase or refinance a manufactured home with poor results, why not give us a shot. Let us evaluate from a fresh perspective.
WHY DO YOU NEED US!
We are California's Manufactured Home
Purchase and Refinance Pros!
Most lenders are baffled by manufactured homes because manufactured home mortgage loans for purchases and refinance have special requirements and a long list of them. In our opinion, that means you are entitled to special treatment. However, most borrowers find they are treated like trailer trash. With us, you're in good hands and we'll treat you like a VIP!
And California has its own distinct and unique processes, so a California Lending Leader can reduce the issues. Think about this---just because you have been dealing with your local bank or credit union for years and the bank has a recognizable name, the loan officer may have never dealt with the unique requirements of a manufactured home loan in California. You need a lender that knows manufactured home loans backwards and forwards. Every aspect of a manufactured home purchase loan or refinance is different. And on a mobilehome loan, it's not just you, the borrower who has to qualify --- your manufactured home itself must qualify and not just by it's appraised value. Your home has its own checklist of requirements.
We'll make sure that you and your home are put at the top of the priority list instead of shuffled to the bottom of the pile because there's simply too much work involved for the average loan officer. We have skilled in-house processors and underwriters!
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