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1. Institute of Building and Technology Services
IBTS assists brokers, homeowners, appraisers, etc. to verify the following information on manufactured homes and can be requested online:
- Label Number
- Date of Manufacture
- Name of the Manufacturer
- Type of Home (single versus multisection)
- Location of First Shipment
If IBTS locates the necessary information, you will receive a verification letter in 3-5 business days. IBTS will make every effort to expedite the verification letter, but actual processing time will depend on the viability of the information you are able to provide. All requests are processed on a first-come, first-served basis, unless a request is marked as "URGENT." The cost of expedited verification is $50. This covers the cost of research efforts and verification of the information provided, and the issuance of a verification letter. "URGENT" requests are given the highest priority, and are completed within 24-36 hours of request (1-2 business days). The cost of an URGENT request is $75. (Note: The cost is non-refundable if the home and associated label information are not located in IBTS' database.)
The Institute for Building Technology and Safety (IBTS), as the Department of Housing and Urban Development's monitoring contractor under the Federal Manufactured Housing Program, is required to maintain all reported certification label applications, and has been the sole source of this data since 1976. The data IBTS maintains comes from manufacturers' production reports. IBTS cannot provide copies of data plates, model or wind zone information. Also, please note that HUD labels are not replaced. The verification letter that will be provided suffices in most cases for missing HUD labels or unknown manufacturer data for specific homes. (Note: Details for modular or pre-HUD homes built before June 15, 1976 are not available.)
The following data will be needed to complete this process.
- Name and Address of the Manufacturer
- Date of Manufacture
- Serial Number(s) of the Home
- Label Number(s) of the Home
Note: If the information cannot be located on/or within the home, the requester should obtain current or previous financing documentation for the home. Incomplete information may impede records research, delay, or even prevent record verification.
2. HUD.gov
This site can give you information by state regarding HUD programs and financing.
3. FHA Outreach
This will give you tips on the type of FHA loan you can qualify for and the type of loan you can afford as well as a mortgage calculator.
Real Estate Settlement Procedures Act: http://www.hud.gov/offices/hsg/ramh/res/respa_hm.cfm
Good Faith Estimate: HUD Form for All FHA-Insured Loans
As of January 1, 2010 all borrowers are required to receive a Good Faith Estimate that gives the borrower a summary of the terms of the loan as well as the settlement costs. This is designed to provide transparency in the loan process and protection to the borrower. Don't be fooled by bait and switch terms! Evaluate the totality of the loan with the Good Faith Estimate
4. Fannie Mae
5. State By State Titling Requirements
State Administrative Agencies
Information By States
Arizona: Department of Fire, Building and Life Safety
Robert L. Barger, Director Arizona Department of Fire, Building and Life Safety Office of Manufactured Housing 1100 West Washington, Suite 100 Phoenix, AZ 85007-2935 PH: (602) 364-1003 FAX: (602) 364-1052 Designee: Debra Blake Deputy Director PH: (602) 364-1022
California: Department of Housing and Community Development
Kevin Cimini, Administrator Department of Housing and Community Development Manufactured Housing Section 1800 Third Street, Suite 260 Sacramento, CA 95814-6900 Mailing Address: P.O. Box 31 Sacramento, CA 95812-0031 PH: (916) 327-2651 FAX: (916) 327-4712
New Mexico: Manufactured Housing Division, Regulation and Licensing Department
Benito Martinez, Director 2500 Cerrillos Road Santa Fe, NM 87504
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
PH: (505) 476-4775 FAX: (505) 476-4702 Mailing Address: P.O. Box 25101 Santa Fe, NM 87504 Albuquerque Office PH: (505) 222-9102 Designee and Complaints: Mike Montoya, Senior Inspector PH: (505) 730-2520 FAX: (505) 865-2051
This page establishes the individual title issues by state for manufactured homes. Since titling is a major component of a successful loan transaction, this is an important reference stop.
Better Business Bureau
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